:root{--navy:#2D3561;--navy2:#1E2442;--orange:#F4A127;--gold:#FFD166;--ink:#1E2235;--muted:#676D84;--line:#E7E9F1;--soft:#F8F8F5;--white:#fff}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:#fff;color:var(--ink);line-height:1.65}h1,h2,h3{font-family:Arial,Helvetica,sans-serif;color:var(--navy);line-height:1.08}a{color:inherit}.wrap{width:min(1080px,calc(100% - 40px));margin:auto}.topbar{position:absolute;inset:0 0 auto;z-index:20;padding:26px 0}.topbar .wrap{display:flex;justify-content:space-between;align-items:center}.brand{font-weight:800;color:var(--navy);text-decoration:none;letter-spacing:-.03em}.brand span{color:var(--orange)}.nav{display:flex;gap:26px}.nav a{text-decoration:none;color:var(--navy);font-size:.92rem;font-weight:700}.nav a:hover{color:var(--orange)}.hero{min-height:90vh;display:grid;place-items:center;position:relative;overflow:hidden;background:linear-gradient(180deg,#fff 0%,#fff 72%,#fafaf7 100%)}.ribbon{position:absolute;left:-12%;right:-12%;height:116px;top:50%;transform:translateY(-50%) rotate(-4deg);background:linear-gradient(90deg,var(--gold),var(--orange) 46%,#E98C19);opacity:.13;animation:unfold 1.8s ease-out both}.ribbon.r2{height:54px;top:39%;transform:translateY(-50%) rotate(3deg);opacity:.08;animation-delay:.18s}.ribbon.r3{height:34px;top:64%;transform:translateY(-50%) rotate(-7deg);opacity:.06;animation-delay:.32s}@keyframes unfold{from{clip-path:inset(0 100% 0 0)}to{clip-path:inset(0)}}@media(prefers-reduced-motion:reduce){.ribbon{animation:none}}.hero-inner{position:relative;z-index:2;text-align:center;width:min(820px,calc(100% - 40px));padding-top:50px}.kicker,.eyebrow{font-size:.74rem;letter-spacing:.18em;text-transform:uppercase;color:var(--orange);font-weight:800}.hero h1{font-size:clamp(3rem,7vw,5.6rem);letter-spacing:-.055em;margin-top:18px}.hero h1 span{color:var(--orange)}.hero p{max-width:650px;margin:24px auto 0;font-size:clamp(1.05rem,2vw,1.25rem);color:var(--muted)}.hero-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:34px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 24px;border-radius:10px;text-decoration:none;font-weight:750;font-size:.93rem;transition:.18s}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--navy2);transform:translateY(-1px)}.btn-secondary{border:1px solid var(--line);background:#fff;color:var(--navy)}.btn-secondary:hover{border-color:var(--orange);color:var(--orange)}.section{padding:100px 0}.soft{background:var(--soft)}.section-head{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:44px}.section-head h2,.about h2{font-size:clamp(2rem,4vw,3rem);letter-spacing:-.035em;margin-top:10px}.section-head p{max-width:420px;color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.card{display:flex;flex-direction:column;min-height:300px;padding:34px;border:1px solid var(--line);border-radius:18px;background:#fff;text-decoration:none;transition:.2s}.card:hover{transform:translateY(-5px);box-shadow:0 16px 45px rgba(45,53,97,.09);border-color:rgba(244,161,39,.75)}.tag{align-self:flex-start;border-radius:999px;padding:6px 10px;background:#F1F2F7;color:var(--navy);font-size:.68rem;letter-spacing:.11em;text-transform:uppercase;font-weight:800}.card h3{font-size:1.65rem;margin:30px 0 12px}.card p{color:var(--muted);max-width:42ch}.card-link{margin-top:auto;padding-top:30px;color:var(--orange);font-size:.91rem;font-weight:800}.about-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center}.about p{color:var(--muted);max-width:650px;margin-top:18px}.principles{display:grid;gap:14px}.principle{padding:20px 22px;border:1px solid var(--line);border-radius:14px}.principle strong{color:var(--navy);display:block;margin-bottom:4px}.principle span{color:var(--muted);font-size:.9rem}.contact{padding:95px 0;text-align:center}.contact h2{font-size:clamp(2.2rem,5vw,3.4rem);margin:10px 0 18px}.contact p{color:var(--muted);max-width:560px;margin:0 auto 30px}footer{background:var(--navy);color:#CDD1E0;padding:38px 0;font-size:.84rem}footer .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}footer nav{display:flex;gap:20px;flex-wrap:wrap}footer a{color:var(--gold);text-decoration:none}.legal-header{padding:26px 0;border-bottom:1px solid var(--line)}.legal-main{padding:70px 0 100px}.legal-main article{max-width:780px}.legal-main h1{font-size:clamp(2.3rem,5vw,3.6rem);margin-bottom:12px}.legal-main h2{font-size:1.35rem;margin:36px 0 10px}.legal-main p,.legal-main li{color:#4f556b}.legal-main p{margin:10px 0}.legal-main ul{padding-left:22px;margin:10px 0}.legal-note{background:#fff8e8;border:1px solid #f2d9a3;border-radius:12px;padding:18px 20px;margin:24px 0;color:#6c5322}.back{font-weight:700;text-decoration:none;color:var(--navy)}@media(max-width:800px){.grid,.about-grid{grid-template-columns:1fr}.section-head{align-items:start;flex-direction:column}.nav a:not(:last-child){display:none}}@media(max-width:560px){.wrap{width:min(100% - 28px,1080px)}.section{padding:74px 0}.hero{min-height:86vh}footer .wrap{flex-direction:column;text-align:center}footer nav{justify-content:center}}